420 Montgomery St.
San Francisco, CA 94163 *
United States
Tel 866-878-5865
Fax 626-312-3015   * alt available

note : your calls, faxes, emails and correspondence may be re-directed to Oakland or Southern California, or another location due to "diversification".

It is advised you check with your State Secretary to obtain the current Agent for Service of Process to send, certified mail -return receipt requested, duplicates of all of your communications and to insure that you receive a WRITTEN reply to each communication,** which will be useful in all legal and regulatory matters as your physical documentation, as you will find they like to keep communications verbal to try to protect themselves and engage in their deeds.

Chronological and complete physical documentation packages are most useful to government & private attorneys


Wells Fargo & Company
is a holding company based out of San Francisco, CA, U.S.A, and is publicly traded (NYSE: WFC ).  It may be a part of WFC Holdings and/or Norwest's remainder parent holding company, which could umbrella them all.

As many banks have done, they have diversified with de-regulation, and spun off various "affiliated" entities, short for trying to escape liability and maximize profits, including obtaining benefits from government agencies and contracts with investors. They have numerous Operating Subsidiaries (OS).  If you thought finding ASC is hard to find, perhaps you can identify just who "Wells Fargo" is from the following : list: 
 
                        
     Wells Fargo Bank International (dba "Wells Fargo") Minneapolis, MN Headquarters 
       Wells Fargo Bank, National Association (dba "Wells Fargo") San Francisco CA Headquarters
       Wells Fargo Bank (dba "Wells Fargo") Monmouth IL Headquarters
       Wells Fargo Business Credit, Inc.   
                  (dba "Wells Fargo;(Div of Wells Fargo Bank, NA)") Minneapolis, MN Headquarters
  in addition to 'Wells Fargo and Company'   which is listed on the left, - which used to be their historical 'home', so....
     
WOULD THE REAL 'WELLS FARGO', PLEASE STAND UP ????
   
Ask any 'Wells Fargo' employee to give you the name, address, and telephone numbers of their corporate headquarters and see what response you get - and
PLEASE REPORT IT TO US , then also ask them "WHO REGULATES YOU, AND DO YOU HAVE THAT INFORMATION POSTED ON YOUR WALL ??" AND REPORT THAT TO US AS WELL !!! ......
 
Then you might ask them if they can provide the corporate information for ASC and provide you telephone numbers or websites for ASC, or IF THEY KNOW WHO CAN.....
AND SEE WHAT HAPPENS

Perhaps 'Wells Fargo' itself, whoever that may mean, will gladly give you and us the information to explain to you who, where, and contact information for all THESE entities are as well - we will be GLAD to post their information supplied to us by them on this website for them.

"Wells Fargo" is regulated, at least PART of it is regulated, by the Office of the Comptroller of the Currency ( http://occ.treas.gov ), which is part of the Department of the Treasury.

If any of you have been trying to find out just who "America's Servicing Company" is, and where they are located, or get a telephone number for them, you might have had MORE than a little trouble, and
.
 
"Wells Fargo" owns the domain name 
           
      
www.americasservicingcompany.com 

   
                              BUT  
REFUSES TO USE IT
 
Try to do a web search for Americas Servicing Company, or contact your State's corporations, or fictitious name registration, departments, or try to locate the registered agent for service of process for America's Servicing Company in your state, or call directory assistanceOR the OCC
  ( see below ).

TO MAKE IT OFFICIAL, ON DECEMBER 3, 2008, ASC's DEFENSE ATTORNEY MADE THE STATEMENT THAT " AMERICAS SERVICING COMPANY IS A DBA OF WELLS FARGO BANK."

WHEN ASKED WHY AMERICAS SERVICING COMPANY DOESN'T USE ITS DOMAIN NAME, ISN'T LISTED BY SEARCH ENGINES, OR HAVE IT'S TELEPHONE NUMBER LISTED IN DIRECTORY ASSISTANCE, he stated "the phone number is on the statements [we] send out"...."

When Mr. Heinrich asked why America's Servicing Company was not authorized to transact business, including electronically and telephonically, in Florida and why ASC should be allowed to even DEFEND his, or any, lawsuit in Florida, he stated that the Office of the Comptroller of the Currency has sole jurisdiction*, and to go to the OCC website to find America's Servicing Company.  So he did.  Nothing came up.  So he called the office of the OCC General Counsel, and was told America's Servicing Company is neither a bank nor registered as an Operating Subsidiary nor anything else, and OCC has no information on them whatsoever and has not issued any certification to transact business to America's Servicing Company or to Wells Fargo DBA Americas Servicing Company.The attorney was incorrect-*The Fed Reserve & SEC control.

The OCC then suggested doing a Google search on them, since THEY had no record of them. They did one themselves while on the telephone and found America's Servicing Company... IN
THE RIPOFF REPORT.    If the OCC can't find them, how can YOU find them.

Maybe ASC doesn't want you OR the government to know very much about them, OR their method of operation...but WE'LL tell you !!!  It's VERY interesting.

DBA's ARE VERY POPULAR WITH 'WELLS FARGO', consider the following

Mci Isdn For Wells Fargo Bank, Burlington NC
Wells Fargo Bank (dba "Wells Fargo") Columbia NC
Wells Fargo Bank (dba "Wells Fargo") San Jose CA
Wells Fargo Bank (dba "Wells Fargo;Centennial Bank") Pueblo CO
Wells Fargo Bank (dba "Wells Fargo;Duncanville National Bank") Duncanville, TX
Bank of Winter Park(dba"Wells Fargo Bank West N A;Wells Fargo Bank NA")Winter Park CO
Colony Estates Senior Housing Ltd Partnership (dba "Wells Fargo; Palmer Senior Center, Wells
      Fargo Bank") Palmer AK


In a 2005 U.S. Supreme Court Case, Wells Fargo was basically allowed to ignore state laws and operate everything they ran under the sole regulation of the Office of the Comptroller of the Currency (OCC), as other similar OCC regulated institutions were, ....which could partially explain how reckless these holding companies became in engaging in conduct leading to the unprecedented financial collapse of 2007-2008. To read the entire case of Watters vs. Wachovia go to


To show you the sheer folly of such a move, stripping state powers and oversight and leaving regulation to a government agency virtually controlled by those with banking ties, consider that the OCC has only
? investigators by information supplied to us by the OCC itself on December 4, 2008. (we'll keep trying).

In addition to the others listed below, add to this list below over 3,000 more - (which we won't list all here)... just  for "Wells Fargo"... they are very well diversified indeed... and is it UNDERregulated ... or ....NON, or partially, regulated...
During President Clinton's term in office, two significant things occurred that led to the chaos of 2007-08. In 2000, just before he left office, he authorized todays 'derivatives' ( you MUST read our course on them ) and an organization named MERS for short ( the Mortgage Electronic Registration System ) was formed in 1996
, best described by them on their website:

"MERS was created by the mortgage banking industry to streamline the mortgage process by using electronic commerce to eliminate paper. Our mission is to register every mortgage loan in the United States on the MERS System...... MERS acts as nominee in the county land records for the lender and servicer.   Any loan registered on the MERS System is inoculated against future assignments because MERS remains the nominal mortgagee no matter how many times servicing is traded. MERS as original mortgagee (MOM) is approved by Fannie Mae, Freddie Mac, Ginnie Mae, FHA and VA, California and Utah Housing Finance Agencies, as well as all of the major Wall Street rating agencies......"

What they DIDn't tell you is that their goal is to get courts to basically allow hearsay in place of documents, ...and the scam - for lack of more appropriate words at this stage - will be complete. Their website is full of contradictory statements and representations, as are many of their actions.
To reach MERS, you can call 1-800-646-6377 (646-MERS). Their real name is MERSCORP, Inc. You might want to ask them who regulates THEM and how they are set up.  Wells Fargo was a founding contributor.  Ask them what they have to do with YOUR loan.

Financial institutions and 'investors' would love to have the ability to say "YOU OWN IT, now YOU OWN IT, now YOU OWN IT." ...or PART of it.   THEY WOULD ALSO LOVE IT IF YOU NEVER FOUND OUT THE INNER WORKINGS OF HOW MONEY COMES INTO EXISTENCE AND IS TURNED INTO DEBT THAT YOU, AND YOUR CHILDREN, AND THEIR CHILDREN, HAVE TO PAY BACK... WITH INTEREST .

FOR AN OUTSTANDING AND THOROUGH EXPOSE ON THE SCHEME TO CREATE DEBT, THEN STEAL PEOPLES MONEY AND REAL ESTATE THROUGH DECEPTION AND FINANCIAL MANIPULATIONS, COVER IT UP AND LEAVE AMERICANS IN UNPAYABLE DEBT FOR MANY GENERATIONS TO COME, we will alert you when Thomas Alcott's upcoming documentary will be released......it is frightening, and uncovers how passing money and debt around under the table while everyone looks the other way will the the domestic hallmark of the Clinton and Bush administrations and Alan Greenspan's legacy of history's greatest organized financial fraud.

....in the following list, notice the many different names and different operational entities of just Wells Fargo......not counting that Wells Fargo is operating America's Servicing Company under the radar ( a LOT to keep the OCC busy, especially by a relatively few number of investigators and attorneys for ALL the entities that the OCC oversees ), especially in the present environment of no one wanting you to know much about ANYthing that's going on. An OCC attorney stated "contractual matters are not released to the public"...that falls in line with what is happening and why new agencies may need to be created and powers returned to the states to check financial crime and safeguard American's money and future as well as the economy.
.
Coupled with marketing companies engaging in massive fraudulent practices, loans being originated and serviced by unlicensed individuals and entities, and money and debt being haphazardly artificially created and moved back and forth with words rather than actual documentation, while this website focuses on Wells Fargo and ASC, it extends far beyond to the overall operation of our banking system
and government regulation, or non-regulation, as well as the court system.

While ASC's defense attorney stated that EVERYTHING and EVERY ENTITY controlled by Wells Fargo is under the OCC, in reality different states operate as totally independent, different companies, as if they are not affiliated in most cases.

In addition Wells Fargo & Company operates other entities, one of them being the loan servicing arm, America's Servicing Company, which operates out of Wells Fargo locations using Wells Fargo phone lines and personnel, yet they would apparently have you believe 'they' have nothing to do with them.
 
This may well be because ASC services huge numbers of sub-prime loans Wells doesn't like to advertise.
Other entities include insurance, selling investments, purchasing securities and sub-prime loans that Wells Fargo does not want to be known for as offering themselves, trading in derivatives, and it will be interesting to see what else.
 
Because the federal government and Supreme Court has pre-empted states, these entities- at least Americas Servicing Company - apparently feel they do NOT need to register with each State's Secretary of State or Department of Corporations to do business in each state. That will explain if you try to find licensure for ASC in your state or an agent for service of process or delivery of demands and correspondence...you probably won't find them..or any offices for them. Up to now, ASC has deliberately tried to keep a low, separate profile. Now the good news, serve ANY Wells Fargo entity manager or the OCC ( perhaps best to do both ?), or (and) you might want to also serve the following executives of 'Wells Fargo':

 

 

 

 

 

 

 

Wells Fargo Bank N A (dba "Wells Fargo; Norwest Investment Services") Elk River, MN Branch
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo Home Mortgage") Anoka, MN Branch
Wells Fargo Bank (dba "Wells Fargo Payroll Service") Shingle Springs, CA
Wells Fargo Bank N A (dba "Wells Fargo; Norwest Bank New Mexico N A") Portales, NM Branch
Wells Fargo Bank Corp. San Jose, CA
Wells Fargo Bank Clarence Ames San Francisco, CA
Wells Fargo Bank N A (dba "Wells Fargo Financial Acceptance") Saint Paul, MN Branch
Wells Fargo Bank N A (dba "Wells Fargo; Private Client Services") San Diego, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo Company 1843") Stayton, OR Branch
Wells Fargo Bank N A (dba "Wells Fargo; Norwest Bank Arizona, N.A.") Winslow, AZ Branch
Wells Fargo Bank N A (dba "Wells Fargo; Norwest Services") San Antonio, TX Branch
Wells Fargo Bank N A (dba "Wells Fargo Private Client Svcs") Medford, OR Branch
Wells Fargo Bank (dba "Wells Fargo") Miami, FL
Wells Fargo Bank Inc (dba "Wells Fargo") Hawthorne, CA
Wells Fargo Central Bank San Francisco, CA
Wells Fargo Financial Bank, Inc Sioux Falls, SD
Wells Fargo Financial Inc (dba "Wells Fargo; Wells Fargo Bank") Sioux Falls, SD
Wells Fargo Financial National Bank (dba "Wells Fargo") Des Moines, IA
Wells Fargo HSBC Trade Bank San Francisco, CA
Wells Fargo HSBC Trade Bank, National Association San Francisco, CA
Wells Fargo Private Mortgage Bank Santa Maria, CA
WF National Bank South Central (dba "Wells Fargo; Wells Fargo Bank") Faribault, MN
Mountain West Bank (dba "Wells Fargo; Wells Fargo Bank") Ketchum, ID Branch
Terre Haute First National Bank (Inc) (dba "Wells Fargo; Wells Fargo Bank") Duncanville, TX Branch
Terre Haute First National Bank (Inc) (dba "Wells Fargo; Wells Fargo Bank") Dallas, TX Branch
Wells Fargo Bank-Boerne Boerne, TX
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo Bank; Wells Fargo Home Mortgage") Norfolk, NE Branch
Wells Fargo Bank N A (dba "Wells Fargo; Santa Maria 0638") Santa Maria, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo Oxnard 0634") Oxnard, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Barrington Place 0647") Los Angeles, CA Branch
Wells Fargo Bank (dba "Wells Fargo") Los Angeles, CA Branch
Wells Fargo Bank (dba "Wells Fargo") Penrose, CO Branch
Wells Fargo Bank International (dba "Wells Fargo") Reno, NV Branch
Wells Fargo Bank International (dba "Wells Fargo; Wells Fargo Bk") Placentia, CA Branch
Wells Fargo Bank International (dba "Wells Fargo") Denver, CO Branch
Wells Fargo Bank International (dba "Wells Fargo; Marquepte Bank") Cedar Rapids, IA Branch
Wells Fargo Bank International (dba "Wells Fargo; Norwest Bank International") New York, NY Branch
Wells Fargo Bank International (dba "Wells Fargo; Wells Fargo Bank; Wells Fargo Home Mortgage") Carson City, NV Branch
Wells Fargo Bank International (dba "Wells Fargo") Henderson, NV Branch
Wells Fargo Bank N A (dba "Wells Fargo; Orangethorpe 0722") Anaheim, CA Branch
Wells Fargo Bank N A (dba "First Security") Salem, OR Branch
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo 0071") Sacramento, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Poway, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Westminster 0672") Westminster, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Hutchinson, MN Branch
Wells Fargo Bank N A (dba "Wells Fargo") Aurora, CO Branch
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo Colonial; Wells Fargo Financial; Well Fargo Mortgage") Sioux Falls, SD Branch
Wells Fargo Bank N A (dba "Wells Fargo; National Bank Of Alaska; Wells Fargo Bank") Fairbanks, AK Branch
Wells Fargo Bank Nebraska, N.A. (dba "Wells Fargo") Omaha, NE
Wells Fargo Bank Northwest Na Vancouver, WA
Wells Fargo Bank Aberdeen, SD
Wells Fargo Bank N A (dba "Wells Fargo; Aliso Vieto 0842") Laguna Niguel, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo Home Mortgage") Sidney, OH Branch
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo Private Client Svcs") Tucson, AZ Branch
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo Bank") Vancouver, WA Branch
Wells Fargo Bank N A (dba "Wells Fargo; First Security Bank") Twin Falls, ID Branch
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo Investments") Hastings, MN Branch
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo Home Mortgage") Cloquet, MN Branch
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo Bank") Buellton, CA Branch
Wells Fargo Bank N A (dba "Norwest Financial; Wells Fargo") Chattanooga, TN Branch
Wells Fargo Bank N A (dba "Wells Fargo; Westgate 0502") San Jose, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Saratoga 0501") Saratoga, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Homestead-Kiely 0500") Santa Clara, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; North First 0466") San Jose, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Willow Glen 0472") San Jose, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; North Sacramento 0385") Sacramento, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Campus Commons 0357") Sacramento, CA Branch
Wells Fargo Bank Walnut Creek, CA
Wells Fargo Bank N A Kennewick, WA Branch
Wells Fargo Bank Texas At Alice (dba "Wells Fargo") Alice, TX
Wells Fargo Bank Texas Na (dba "Wells Fargo") San Antonio, TX
Wells Fargo Bank, Ltd. Los Angeles, CA
Wells Fargo Bank N A (dba "Wells Fargo; National Bank Of Alaska; Wells Fargo Home Mortgage") Kodiak, AK Branch
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo Private Client Svcs") Cheyenne, WY Branch
Wells Fargo Bank N A (dba "Wells Fargo; Westgate 0502") San Jose, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Saratoga 0501") Saratoga, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Homestead-Kiely 0500") Santa Clara, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; North First 0466") San Jose, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Willow Glen 0472") San Jose, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; North Sacramento 0385") Sacramento, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Campus Commons 0357") Sacramento, CA Branch
Wells Fargo Bank 108 Las Vegas, NV
Wells Fargo Bank 300 Roseville, CA
Wells Fargo Bank Alaska Na Anchorage, AK
Wells Fargo Bank 0544 La Jolla, CA
Wells Fargo Bank 63961 Paramount, CA
Wells Fargo Bank 0183 North Highlands, CA
Wells Fargo Bank 227 Sacramento, CA
Wells Fargo Bank Iowa, National Association Des Moines, IA
Wells Fargo Bank Montana, N.A. Anaconda, MT
Wells Fargo Bank Mortgage Arlington, TX
Wells Fargo Bank Na Scottsdale, AZ
Wells Fargo Bank Na Santa Rosa, CA
Wells Fargo Bank Na Phoenix, AZ
Wells Fargo Bank Na Saint Paul, MN
Wells Fargo Bank N A Jacksonville, FL
Wells Fargo Bank, Na Aurora, CO
Wells Fargo Bank, Na Minneapolis, MN
Wells Fargo Bank, Na Chaska, MN
Wells Fargo Bank, Na Lewisville, TX
Wells Fargo Bank, National Association Rosenberg, TX
Wells Fargo Bank, National Association Grand Junction, CO
Wells Fargo Bank, National Association Moorhead, MN
Wells Fargo Bank, National Association Fort Worth, TX
Wells Fargo Bank, National Association Denver, CO
Wells Fargo Bank, National Association Denver, CO
Wells Fargo Bank N A (dba "Wells Fargo") Elizabethtown, KY Branch
Wells Fargo Bank N A (dba "Wells Fargo") Sandy, UT Branch
Wells Fargo Bank N A (dba "Wells Fargo") Spokane, WA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Seattle, WA Branch
Wells Fargo Bank N A (dba "Wells Fargo") San Antonio, TX Branch
Wells Fargo Bank N A (dba "Wells Fargo; Pajaro Valley 0592") Watsonville, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Stockton Main 0560") Stockton, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") San Francisco, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Modesto Main 0250") Modesto, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; San Jose Main 0460") San Jose, CA Branch
Wells Fargo Bank N A Brewster, WA Branch
Wells Fargo Bank N A (dba "Wells Fargo") San Diego, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Hayden Lake, ID Branch
Wells Fargo Bank N A (dba "Wells Fargo") El Segundo, CA Branch
Wells Fargo Bank N A Lake Stevens, WA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Gunnison, CO Branch
Wells Fargo Bank N A (dba "Wells Fargo") Oceanside, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Phoenix, AZ Branch
Wells Fargo Bank N A Lake Hopatcong, NJ Branch
Wells Fargo Bank N A (dba "Wells Fargo") Covina, CA Branch
Wells Fargo Bank N A Dayton, OH Branch
Wells Fargo Bank N A (dba "Wells Fargo") De Pere, WI Branch
Wells Fargo Bank N A (dba "Wells Fargo") Kirkland, WA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Colorado Springs, CO Branch
Wells Fargo Bank N A (dba "Wells Fargo") Deming, NM Branch
Wells Fargo Bank N A (dba "Wells Fargo") Clifton, CO Branch
Wells Fargo Bank N A (dba "Wells Fargo") Houston, TX Branch
Wells Fargo Bank N A (dba "Wells Fargo") Houston, TX Branch
Wells Fargo Bank N A (dba "Wells Fargo") Eagle, ID Branch
Wells Fargo Bank N A (dba "Wells Fargo") Bedford, TX Branch
Wells Fargo Bank N A (dba "Wells Fargo") Roseburg, OR Branch
Wells Fargo Bank N A Omaha, NE Branch
Wells Fargo Bank (dba "Wells Fargo") Canoga Park, CA
Wells Fargo Bank (dba "Wells Fargo") Temecula, CA
Wells Fargo Bank (dba "Wells Fargo") Las Vegas, NV
Wells Fargo Bank (dba "Wells Fargo") Oakland, CA
Wells Fargo Bank (dba "Wells Fargo") San Francisco, CA
Wells Fargo Bank (dba "Wells Fargo") Red Wing, MN
Wells Fargo Bank (dba "Wells Fargo") Forest Lake, MN
Wells Fargo Bank (dba "Wells Fargo") San Ramon, CA
Wells Fargo Bank (dba "Wells Fargo") Bedford, TX
Wells Fargo Bank (dba "Wells Fargo") Morrilton, AR
Wells Fargo Bank (dba "Wells Fargo") San Francisco, CA
Wells Fargo Bank (dba "Wells Fargo") Redlands, CA
Wells Fargo Bank (dba "Wells Fargo") Moorhead, MN
Wells Fargo Bank N A (dba "Wells Fargo") San Francisco, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo Bank") Santa Paula, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Victoria, TX Branch
Wells Fargo Bank N A San Marcos, TX Branch
Wells Fargo Bank N A (dba "Wells Fargo") Flower Mound, TX Branch
Wells Fargo Bank N A Houghton, MI Branch
Wells Fargo Bank N A (dba "Wells Fargo") Los Angeles, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Santa Monica 0610; Santa Monica Branch 0610") Santa Monica, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Flair Industrial Park 0648") El Monte, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Kingman, AZ Branch
Wells Fargo Bank N A (dba "Wells Fargo; Middletown 0238") Middletown, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Enterprise 0320") Redding, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Reno, NV Branch
Wells Fargo Bank N A (dba "Wells Fargo") Sacramento, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Midtown 0146") Sacramento, CA Branch Buy Report
Wells Fargo Bank N A (dba "Wells Fargo") Reno, NV Branch
Wells Fargo Bank N A (dba "Wells Fargo; Division Office") Sacramento, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; 414 North Salinas") Salinas, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Reno, NV Branch
Wells Fargo Bank N A (dba "Wells Fargo") Palo Alto, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Parktown Plaza 0473") Milpitas, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") San Jose, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") San Jose, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Pacific Palisades, CA Branch
Wells Fargo Bank N A Salt Lake City, UT Branch
Wells Fargo Bank N A (dba "Wells Fargo") Rancho Cucamonga, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo San Leandro 0061") San Leandro, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo Rossmoor-Walnut") Walnut Creek, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Seattle, WA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Seattle, WA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Seattle, WA Branch
Wells Fargo Bank N A (dba "First Security") Seattle, WA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Federal Way, WA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Tacoma, WA Branch
Wells Fargo Bank N A (dba "Wells Fargo; 2677 Oakland Rcbo") Oakland, CA Branch
Wells Fargo Bank N A (dba "First Security") Seattle, WA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo Na") Seattle, WA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Seattle, WA Branch
Wells Fargo Bank N A (dba "Wells Fargo; Fortieth-Piedmont 0089") Oakland, CA Branch
Wells Fargo Bank N A Salem, OR Branch
Wells Fargo Bank N A (dba "Wells Fargo") Covina, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Centerville, TX Branch
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo 366") Citrus Heights, CA Branch
Wells Fargo Bank N A Manteca, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Phoenix, AZ Branch
Wells Fargo Bank N A Lynnwood, WA Branch
Wells Fargo Bank N A Cathedral City, CA Branch
Wells Fargo Bank N A Marinette, WI Branch
Wells Fargo Bank N A (dba "Wells Fargo") Colorado Springs, CO Branch
Wells Fargo Bank N A (dba "Wells Fargo") Omaha, NE Branch
Wells Fargo Bank N A (dba "Wells Fargo") Richmond, TX Branch
Wells Fargo Bank N A (dba "Wells Fargo") Artesia, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Gridley, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Cuba, NM Branch
Wells Fargo Bank N A (dba "Wells Fargo; Wells Fargo Mission Viejo 0805") Mission Viejo, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Santee, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Palmdale, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Snowflake, AZ Branch
Wells Fargo Bank N A (dba "Wells Fargo") Denver, CO Branch
Wells Fargo Bank N A (dba "Wells Fargo") Holbrook, AZ Branch
Wells Fargo Bank N A (dba "Wells Fargo") Kingman, AZ Branch
Wells Fargo Bank N A (dba "Wells Fargo") Escondido, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") San Diego, CA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Anacortes, WA Branch
Wells Fargo Bank N A (dba "Wells Fargo") Astoria, OR Branch
Wells Fargo Bank N A (dba "Wells Fargo") Arlington, TX Branch

in additon, the other Operating Subsidiaries in diverse fields such as investing, insurance, auto and other financing, which he claims can be hard to discover due to the Wells 'empire' as he calls it, purchasing and investing in security derivatives and using so many DBA's.

America's Servicing Company,
DBA/Division Of "Wells Fargo"
under it's
Wells Fargo Home Mortgage, Inc.
Phone:  866-606-5382
Fax:       866-453-6315
mortgageaccountonline.com

Registrant:
        Domain Administrator
        Wells Fargo & Company
        420 Montgomery St
        San Francisco CA 94104

NEWS

On November 20, 2008, the State of Washington's Dept of Financial Insitutions accused Wells Fargo of mis-leading buyers of auction-rate debt and intends to order the bank to re-purchase the debt at face value and pay a fine.

They also accused Wells Fargo of failing to supervise and train their sales staff.

Wells Fargo says it will fight the charges.

In August 2008 Wachovia Corp agreed to buy back nearly 9 billion in auction-rate debt.

Wells Fargo purchased Wachovia, which failed recently, in order to get it's assets which would make Wells Fargo the 4th largest U.S. Bank.

Wachovia shareholders and also Citigroup are angry over how Wells
beat them out.  What will become of this acquisition should be MOST interesting as stories come to light of the manipulations involved in this lateral transfer into Wells name with the waive of just a few magic wands. 

IF YOU FEEL YOU HAVE INFORMATION
ABOUT POSSIBLE ILLEGAL CONDUCT
BY EITHER AMERICAS SERVICING CO.
OR WELLS FARGO, PLEASE SEND ALL
DETAILS AND COPIES OF DOCUMENTS
IF AVAILABLE TO:

U.S. Department of Justice
950 Pennsylvania Avenue, NW
Washington, DC 20530-0001
OR EMAIL TO:
criminal.division@usdoj.gov

Your correspondence may be
forwarded to another agency
the DOJ selects.

NOTE :  Govt agencies do NOT
act on behalf of individuals
nor sue to get financial awards
for you.  You MAY be entitled to Statutory fines and/or penalties
and sometimes punitive awards
but you must consult with a
private attorney.  In some cases
the Federal Trade Commission or your State Attorney General may
win or reach a settlement agreement
that includes restitution, fines, or
penalties for you, however that is usually in cases where a large number of people were victimized or a current threat is being stopped early.

  WHAT ARE DIRTY HANDS

In the case of a default on a mortgage, you are solely responsible and bear the full consequences of your being delinquent.

In the case of Mr. Heinrich, he wished to refinance his mortgage ( which was in good standing ) being serviced by America's Servicing Company, and when he notified them of same, they allegedly induced him to stay with them by offering him a new loan with no costs, but as a condition, required him to first become delinquent on his existing loan and for him to make no further payments until they sent him new loan papers, which they then did not do.

This caused him to become months delinquent, which then made it impossible for him to obtain a loan through anyone else.

The foreclosure filing made it impossible for him to obtain employ-ment with the federal government.

Ask your attorney what consequences this type of behavior may play in your  own situation with these or any other company.

From the sheer volume of complaints made against ASC, there are numerous ones which keep resurfacing, such as Wells Fargo making it difficult to find
or to reach ASC, or ASC manuvering borrowers into paying money to make their payments !!!

Other complaint areas include being passed around from person to person and being told contradictory things or things that turn out not to be true, changing what they tell you, denying what they previously told you, being hostile and unco-operative, pressuring, their website or automated payment system being in-operable, having to go through lengthly recordings and hold periods, and others which can be found in the many, many internet complaints that are easily found and are contained in Mr. Heinrich's lawsuit, which is lengthy but available should you wish a set of all documents on file in the case.

You should be aware that loan servicers make relatively little by collecting then disbursing payments, and doing all the administrative work ( usually about 1/4 to 1/3 of 1% annual interest on the loan balance ).   In the case of Mr. Heinrich's loan being well under $100,000, the property being worth far, far more than that, and the loan being at nearly 11%, the motivation would be  high to run up the fees they receive, try to obtain the equity in the property, and to prolong his paying almost double the current  prevailing market interest rate.

Mr. Heinrich's complaint accuses them of manipulating for their own financial advantage and dealing with him repeatedly in Bad Faith, to the extent he feels their conduct violates the R.I.C.O. Act ( the Racketeering Influenced Corrupt Orgainizations Acts ), both Federal and the State of Florida's.

He may be reached at 800 562-6776

 

    On behalf of the Attorney General, the United States Department of Justice would like to thank you for your many e-mail messages on law enforcement issues and activities and other matters of special interest to many groups across the nation. 
                                                                             
    The Attorney General appreciates the fact that so many citizens have taken the time to express their views and thoughts on these important matters. In some instances, however, the volume of e-mail traffic on a particular issue is such that we cannot respond to each message individually. We would like you to know, however, that all incoming messages are forwarded to the appropriate organization within the Department of Justice and you can be assured that your voices and views are being heard.

In legal depositions and duces tecum's, the true and exact relationships and responsibilities will come to light, as well their entire inner workings, training, business practices, and the method of using ONLY verbal communication, constantly switching you to various and different individuals, and the promises, claims, representations, and mistruths so that you may assess who your culpable parties are, should you chose to instigate litigation to recover damages or compel them to cease, refrain, or perform. Watch this website as this case and other cases progress. In the meantime, it is well you learn how to conduct Qualified Written Requests and have all communication IN WRITING ONLY.

With these many entities, one would expect Americas Servicing Company to be the best run and most ethical servicing entity in the world. They LOST Mr. Heinrich's Note and Mortgage according to the
bank who tried to foreclose on Mr. Heinrich's real estate.

Heinrich says ASC makes very little on the loan servicing they do - at least on smaller loans - and, at least in his case, resorted to repeated and continuing deceptions to increase their income, which he says in Florida by law is, in itself, considered theft. He has been promised to be provided and to examine all conversation logs and records by ASC's defense counsel, but says according to the preliminary representations by ASC's defense attorney, he expects to discover falsification, modification, and destruction of financial records. The attorney told him apparently that ASC does not record their calls, even though borrowers are told they may. Heinrich says that not since he made his last payment back in December 2007 has he been furnished an accounting by ASC or by any of their attorneys, meanwhile he has been sitting on who the real and proper parties are and the instructions and threat from ASC that he must keep his loan delinquent and refrain from making any payment whatsoever until a new loan amortization payment schedule, first payment date, loan amount, and market interest rate is in place under the duress that ASC will withdraw any and all offers to redo his $89,000 first mortgage, which he rescinded and he considers to no longer be on his property. He says his damages at the hands of ASC far, far exceeds the loan balance, and says he will no longer do business with any entity involved in any way with the Wells Fargo empire as he calls it, which he accuses of separately defrauding him in his prior banking relationship on selling him services they did and could not deliver to him, and charging him enormous fees just to transfer funds from one WF account to another.

Ostensibly, the following entities, plus the over 3,000 to 5,000 additional ones, plus all of the divisions of Wachovia - the meteoric-rising behemoth who if government-placed individuals get their way, will be owned by Wells Fargo in their quest for super-empire status, would be on his list, including any finance company or mortgage entity that uses ASC for loan servicing after loans are originated that no one tells you about when you're taking out a loan, be it on real estate, vehicles, etc: